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if you’re at least 18, have a recurring source of income, aren’t a member of the army (or a dependent of one) and have a checking account able to receive electronic transfers, you are able to make an application to get a LendUp short-term loan. Prior to applying, however, make sure that you are able to repay the money punctually. To learn more on applying and getting approval for a LendUp best payday loans loan, check our FAQ. LendUp works in several states across the country and has received lots of good best payday loans loan reviews. That is because our lending version is different from others.